It's not a question any more whether you need a mobile phone but what the hell are you doing without one and how are you communicating with people!? In a world we are living in today, owning a mobile phone, sometimes two or even more is a must.
When it comes to mobile phone services, there are two types that you can choose between. Prepaid and postpaid (or contract). The prepaid service requires that you pay for the services of your chosen mobile phone provider in advance. On the other hand, with postpaid service, you need to sign a contract, use your phone for making calls, sending messages and going online and then pay the bill, usually at the end of the month.
Both prepaid and postpaid service have its advantages and it really depends on your preferences and lifestyle which one are you going to choose. So, for example, if you are often out of your service provider's area of coverage and need to use the roaming, then you will need a service that allows you to make a call regardless of that. Which is in this case, postpaid.
With that being said, you will need to contact the phone service provider and create a contract with them. There is, however, one problem if you have a bad credit rating. Most providers will refuse to give you a postpaid contract on account of it. Not all of them though.
Many people can't get a mobile phone contract due to the fact that they have bad credit rating. It doesn't matter to the providers if you are perfectly capable of paying the phone bill. Once they look at your credit history and see a few bad items here and there, they will just assume that you can’t pay it and no amount of persuasion will convince them otherwise.
Fortunately, there are enough providers that are a little more open-minded and are willing to offer you a deal. Such companies have their customer's interest in their mind and are willing to go a mile to ensure that they get what they need.
Luckily for you (and many more people beside you), bad credit mobile phone companies realize that just because your credit rating is low, doesn't mean that you can't pay your bills and that you also have a need for communication services just like the next guy or gal.
Of course, nothing comes for free, so you will have to be careful and limit your costs while under this contract in order to avoid getting into some more financial problems. Otherwise, you might just end up making a bigger mess of your credit rating.